CPA, CMA Designated·Fractional CFO ServicesServing Small Business Owners Across Ontario
FINANCIAL ADVISORY
Financial clarity that helps your business grow with confidence.
From day-to-day accounting to strategic financial advisory, DVO Financial helps ambitious business owners understand their numbers, improve cash flow, and make informed decisions with confidence.
No obligation. No jargon. Just answers to the questions that keep you up at night.
Sound familiar?
- We're profitable on paper so why does cash flow feel so tight?
- How do I know if we're making the right financial decisions as we grow?
- Our reports come late and out of context. What are our numbers really saying?
- We need CFO-level thinking, but not a full-time hire. What are our options?
How we help
Four outcomes that change how you run your business.
We're not a traditional accounting shop. DVO Financial is an advisory partner focused on the outcomes that actually move your business forward.
Gain Financial Clarity
Understand exactly where your business stands with accurate, timely reporting you can actually read so every decision is grounded in reliable numbers.
- Financial Reporting
- Bookkeeping
- Controller Services
Improve Cash Flow
Move from reactive to predictable. We build the forecasts, budgets, and dashboards that let you plan ahead and protect profitability.
- Cash Flow Forecasting
- Budgeting
- KPI Dashboards
Grow With Confidence
Executive-level financial guidance for the decisions that shape your future pricing, hiring, financing, and scale. An extension of your leadership team.
- Fractional CFO Services
- Strategic Planning
- Financing Support
- Profit Optimization
Stay Compliant
The essentials, expertly managed. Accurate, on-time filings and steady CRA support so you can focus on running and growing the business.
- Corporate Tax
- GST/HST
- Payroll
- CRA Support
Working together
A partnership, starting with a conversation.
- 01
Book a consultation
A relaxed 30-minute conversation about your business, your goals, and where the numbers currently get in the way.
- 02
See the full picture
We assess your financial position, spot the gaps, and translate what your numbers are actually telling you.
- 03
Move forward with a plan
Fractional CFO retainer, advisory engagement, or focused project a partnership shaped around your business.
About
Your trusted financial partner.
DVO Financial was founded to give ambitious business owners the kind of executive financial guidance usually reserved for much larger companies delivered with the warmth and attention of a business partner.
Devin O'Brien, CPA, CMA leads the firm with more than 15 years of experience in financial operations, controllership, and advisory spanning early-stage ventures through national brands like Loblaw and Bell Mobility. That background shapes how we work: we don't just report on the past, we help you understand the story behind your numbers and shape what comes next.
Our clients typically want more than a year-end return. They want a partner who sits alongside their leadership team, translates financial complexity into clear decisions, and helps the business grow with confidence.
From fractional CFO engagements to hands-on financial management, every relationship is built on the same foundation: clarity, trust, and proactive advice.
Based in Guelph, Ontario. Serving ambitious business owners across Canada.
Contact us
Let's build a stronger financial future.
Book a consultation and see what a financial partner can bring to your business. We work virtually with clients from coast to coast, and in person when we're nearby.
Share what's on your mind and we'll respond personally within one business day whether that's booking your free 30-minute consultation or answering a quick question.
Resources
Quick answers to the questions I get asked most.
Salary vs. Dividends Optimizer
Find the right mix for your Ontario corporation in minutes. See how each strategy affects your combined corporate and personal tax bill.
Open the toolTax Savings Estimate Quiz
Answer 6 quick questions about your business and see where your biggest tax savings opportunities are hiding.
Take the quizBusiness Financial Health Scorecard
Rate yourself across cash flow, tax, structure, compliance, and growth readiness. See your score and where to focus first.
Get your scoreDo I Need to Register for HST?
A quick 2-minute checker that tells you exactly whether HST registration applies to your Ontario business and what to do next.
Check my statusWhy Doesn't My Profit Match My Cash?
Enter your numbers and see exactly where your cash is going and the single biggest lever you can pull this month.
See my cash gap
Written and reviewed by Devin O'Brien, CPA, CMA
Founder, DVO Financial Consulting · Guelph, Ontario
15+ years in financial operations and small business advisory.
Learn more about Devin →