CPA, CMA Designated · Member, CPA Ontario· 15+ Years Experience· Based in Guelph, Serving Waterloo
Small business CPA · Waterloo, Ontario
Trusted CPA for Small Business Owners in Waterloo, Ontario
DVO Financial Consulting is a CPA-led practice founded by Devin O'Brien, CPA, CMA, based in Guelph and serving small business owners throughout Waterloo and the surrounding region. Waterloo's tech and fintech community anchored by the university's entrepreneurial pipeline produces a steady stream of founders who need clear advice on incorporation, compensation, and long-term tax planning as their companies scale. Whether you're incorporating, cleaning up bookkeeping, planning for a tax-efficient year, or thinking about selling the work is done through clear conversation and flat fees, not billable hours.
How I help business owners in Waterloo
Tax planning
Salary vs. dividends, installments, deductions, and year-end strategies.
Business structure
Sole prop vs. corporation vs. holding company straight advice.
Bookkeeping & compliance
HST registration, clean records, and catch-up filing when needed.
Cash flow & planning
Why profit and cash don't match, and how to fix the gap.
Growth & exit planning
Valuation, succession, and tax-efficient exits.
Ready to talk?
Thirty minutes, no obligation. Bring your questions I'll bring straight answers.
Book a free call
Written and reviewed by Devin O'Brien, CPA, CMA
Founder, DVO Financial Consulting · Guelph, Ontario
15+ years in financial operations and small business advisory.
Learn more about Devin →